Retirement Living Finance Specialists
Releasing equity from your property has never been so easy
If you’re looking to release funds from a property, NCF is here to help. Whether a sale is sticking and the home needs a light refurb, or running costs are becoming a strain, our short-term secured financing can unlock up to 50% of the current value—with no monthly payments for up to 12 months—quickly and easily.
Refurbishment, managed — and funded
Through our association with Retirement Renovations, you can choose a fixed-price, managed refurbishment package that we can fund within your financing, helping you achieve the best price on sale or prepare for letting.
Who we are
Across the UK, inherited or vacant retirement properties often sit empty—or sell below fair value—because of deferred maintenance. Owners and attorneys may lack the liquidity to fix issues and reposition the property. We provide the capital and the route to long-term letting so value isn’t left on the table.
NCF was founded by experienced professionals in the lending and retirement property sectors who recognised the growing challenge of unoccupied age-restricted homes. Rising holding costs and limited financing options from high street banks have left a clear gap in the market. NCF bridges this gap by providing tailored financial solutions that enable refurbishment, equity release during sale, or coverage of ongoing costs. Our mission is to ease the financial strain of holding an empty property, allowing owners to unlock value, maintain property quality, and achieve stronger sale outcomes—without the pressure of a rushed sale.